40(1)No licensee shall make an arrangement with a barrister or solicitor for the referral of business to the barrister or solicitor in return for the payment of a finder’s fee or any other benefit.

40(2)No licensee shall refer a person to a lender with whom the licensee has an arrangement for the referral of business in return for the payment of a finder’s fee or any other benefit, unless before or at the time of making the referral the licensee discloses in writing to that person that the licensee has such an arrangement.

40(1)No licensee shall make an arrangement with a barrister or solicitor for the referral of business to the barrister or solicitor in return for the payment of a finder’s fee or any other benefit.

40(2)No licensee shall refer a person to a lender with whom the licensee has an arrangement for the referral of business in return for the payment of a finder’s fee or any other benefit, unless before or at the time of making the referral the licensee discloses in writing to that person that the licensee has such an arrangement.